Application
To print out the 1003 loan application click here
If you can print on 8-1/2 by 14 size paper(legal size).
This is in Adobe pdf format.
If you do not have Adobe 
click here
Once you have downloaded and print out the form please mail hard copy and all documents required to:
Don Gualt
35 Payson Ln.
N. Attleboro, Ma 02760
Please enclose a cover letter stating that you came from my website or spoke to me.
Please also fax me a copy of the 1003 form only to 661-461-4555 so I can have a copy for my files. I will contact you as soon as I receive the application.
I will then give you my home phone number and my cell phone number. Please be sure it is complete and by all means
give me a call or email me if you need help.
(661)946-0338-toll free
Please include the following documents:
| Salaried
Borrowers |
Self-Employed
Borrowers |
Copy of ratified sales contract
Previous 2
year's tax returns
Previous 2
year's W-2's
Most recent pay
stub
Previous 3 bank
statements |
Copy of ratified sales contract
Previous 2
year's tax returns
Year-to-date
P&L statement
Business license
Previous 3 bank
statements |
The Ten Commandments of Mortgage Lending
1. DO NOT MOVE your money around after we have completed your application
2. DO NOT APPLY for credit of any kind until the loan transaction has been completed
3. ALL FUNDS (MONEY) REQUIRED to close your loan must be verified and tracked. Save all documentation from ANY ACTIVITY that will wind up as CASH TO CLOSE this loan.(i.e. selling a car, saving your money while loan is in progress, IRS refund checks, gifts from family members, Bill of Sale from Yard Sales, etc.)
4. DO NOT CHANGE EMPLOYMENT without letting us know BEFORE you turn in your RESIGNATION
5. DO NOT INCUR ANY NEW DEBTS
6. BE UPFRONT about Alimony and Child Support Payments and/or any liens. They are usually caught at the last moment and may cause this transaction to be DECLINED
7. IF YOU HAVE A COMMON NAME, the Escrow/Title Company will send you a STATEMENT OF IDENTITY so they can check Public Records and clear any discrepancies. Please fill this form out completely and return promptly
8. PLEASE BE UPFRONT about any Co-signed Loans, or previous credit problems whether or not "showing up" on your credit report. The sooner we know this information, the faster we can help reach a solution
9. WE DO NOT MONITOR INTEREST RATES FORYOU. It is your responsibility to watch market conditions. Your Loan Officer will explain the Lock Procedure to you, and until the LOAN IS LOCKED, there is no GUARANTY OF A RATE
10. YOU MUST SATISFY YOURSELF as to the condition of the property you wish to purchase. Any questions regarding the property or fixtures included in the Purchase should be directed to your Real Estate Agent. If you are purchasing directly from the Seller without assistance from a Realtor, please direct your concerns to the Seller. We are unable to WARRANT OR GUARANTY THE PROPERTY YOU ARE PURCHASING IN ANY WAY. WE RECOMMEND THAT YOU OBTAIN A HOME INSPECTION.
AND ONE MORE THING-THE GOOD FAITH ESTIMATE you've received is an "ESTIMATE" OF COSTS associated with your loan. IT IS NOT A COMMITMENT, OR GUARANTY! The ESTIMATE is based on A TYPICAL LOAN, CURRENT MARKET CONDITIONS, AND LOAN PROCESSING, which are subject to change AT ANY TIME.
|
|
|
|
Home | Commercial Loans |Mobile Homes|
| About Us
|
|
|
|
|
|
|
|
|
www.masquefa.org
|
|
|
|
|
