According to TIME magazine, only half of all households saved money last year.   70% of Americans believe they will live well in retirement years and only a third have calculated what they will need for income. The idea is to utilize your mortgage as a financial tool. What the client does with their newfound cash flow will be determined entirely by them. Many families use it to jump-start a retirement or college fund. The power and dream of allowing your capital to work for you is a concept that many families can never obtain because of a lack of cash flow, high block mortgage payments and the high cost of living.   Most families are just trying to financially survive and saving EXTRA money is not in the equation. The reality is that it just never happens adequately for many.

        The mathematical power of compound interest should not just be a concept reserved for the wealthy.  It can be obtained by having extra cash flow and a plan. This mortgage provides the cash flow and the client provides the plan.

        These mortgages can be offered on a no income verification program and are also written for non-owner occupied investment properties. This product has been around for over fifteen years and is offered by several of the nation's largest lenders and portfolio banks. Their standards set the guidelines for the industry, with millions of clients participating. One of our Lenders' parent company's won Fortune magazines award for the most admired savings institution in America,  for seven years.  Alan Greenspan is one of its clients. The loans are direct with the lender and they provide excellent customer service. Since it is a portfolio bank, the loan is never sold.  .